Credit and Debit cards

I have found out, just within the last couple of days, that many credit and debit card companies have added some hefty charges for using these cards overseas. In addition to selecting the exchange rate most favorable to the company, they are also tacking on "exchange" fees that can be as much as $5.00 per transaction. I realize this isn't much notice, but before we leave you might want to call your financial institution and find out what their fees are. Then have a discussion with your delegate about how they should spend their money. Perhaps they should get more cash at an ATM and use the card less frequently?

You did remember to call the financial institution and let them know the card would be used overseas, and the dates of travel, didn't you?